Compare loan structures
Review fixed vs adjustable products, down-payment strategies, and reserve requirements.
Consider total loan cost over your expected ownership timeline, not only initial payment.
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Choosing the right loan means balancing payment comfort, risk tolerance, and how long you plan to stay in the home.
Review fixed vs adjustable products, down-payment strategies, and reserve requirements.
Consider total loan cost over your expected ownership timeline, not only initial payment.
Confirm your target monthly payment range before selecting loan terms.
Stress-test your payment against future lifestyle or retirement plans.
Schedule a consultation with Dr. Jan Duffy to map your next step.